Why Travel Insurance Should Be Part of Every Trip
I get it…travel insurance is not the most exciting thing to think about when planning a trip. Most guests focus on choosing destinations, flights, hotels, and activities, and insurance ends up feeling like an afterthought. But in my experience, it is the one thing that can make or break a trip when something unexpected happens. After years of traveling (and a few personal mishaps), I never travel without it — and I always recommend our guests have proper coverage before they take off.
What surprises most people is how affordable it can be. For as little as $80, you can start covering the things that really matter, from canceled flights to emergency medical care.
After years of traveling, and a few personal travel mishaps, I never travel without insurance. I always recommend our guests have proper coverage in place before they take off.
Protect Your Trip from Cancellations
Things happen. Illness, emergencies, or schedule changes can force even the best-planned trips to be canceled. If your flights, hotels, and tours are non-refundable, the costs can add up quickly. Travel insurance helps recover those non-refundable expenses so a change of plans does not become a financial headache.
Real Story: My Medical Mishap in Colombia
During a trip to Colombia, I learned firsthand how important travel insurance can be. I accidentally slammed my finger in a door (definitely not my best moment) and needed medical care. Thankfully, I had coverage. My insurance provider helped identify trusted hospitals nearby, guided me through the process, and even followed up afterward. Knowing someone was helping behind the scenes made the situation much less stressful. Even a small accident like mine could have easily turned complicated without that support.
Lost Luggage?
Lost or delayed bags are more common than you might think. Travel insurance covers essentials like clothes, toiletries, and basic supplies while your luggage is tracked down. If your bags never show up, it helps cover replacements.
Airport Meltdowns: Delayed Flights and Missed Connections
Weather delays, missed connections, and flight cancellations can disrupt even the smoothest itinerary. Travel insurance helps cover hotel stays, meals, and new flights when you are stranded somewhere unexpectedly. I always tell guests that insurance is there for the moments when an airline leaves you stuck with no immediate solution. It makes sure you are not paying out of pocket while you wait for the next available flight.
Why Peace of Mind Is Always Worth It
At the end of the day, having travel insurance means you can relax and focus on enjoying your trip. You may never need it, but if you do, you will be glad it is there.
Wondering what kind of travel insurance makes sense for your next trip? Contact us! I would love to answer your questions and help you feel prepared as our guest.
Author: Jason Elliott
